• Discount for Groups!
• No Medical!
• Instant Online Cover!
• Children and Adults can get Protection!

FAQ's

How do I get Sports Insurance  

It is easy to apply because you do not need to take a medical or answer any health related questions. As long as you are aged between 6 months to 18 for Junior cover and 18-69 for adults, an amateur sportsperson and permanently living in the United Kingdom, the Isle of Man or the Channel Islands, you can apply.

Can I spend my money on anything I like?  

Absolutely anything! You do not have to use your money for treatment. It is entirely your decision how and when you spend your money.

Staying in a NHS hospital is free, so why provide a benefit?  

We agree that you would not have to pay out for treatment or your stay. But what about some of the hidden costs that might occur, such as travelling costs for your family and relatives or extra help around the home?

Is Group Cover for Teams available?  

Yes, team cover is available and there is great discounts on group bookings.

Is there a waiting period before I can claim?  

No, you can claim immediately as this is an accident insurance policy.

I would like to top up my sports insurance cover - is this possible?

Yes. You can easily increase your cover through purchasing additonal top ups and this will increase your levels of cover; for loss of earnings. Each top up will increase the payment benefit by £50 per week and you can get up to 10 additional top ups on top of your sports cover.

Can I get cover for a fixed five day period ?  

Yes, you can get cover for any period up to 12 continuous months so long as you include the day you leave and the day you return.

Is there anything I won't be covered for?  

A full list of exclusions will be provided with your policy but the main instances when you will not be covered are:

• any injury which occurs before your cover starts; which is diagnosed by a doctor more than 7 days after the event which causes the injury;
• if you have osteoporosis;
• self-inflicted injury;
• injury occurring while you are:- committing any criminal act; under the influence of alcohol or drugs; working or training as a professional sportsperson; playing sport whilst under medical instruction not to do so or whilst otherwise unfit to participate or in contravention of any published safety guidelines;
• any dental injury which results while you are not wearing a dentally approved mouth guard.

Where a condition you had before the start date makes an injury occurring after the start date more severe, we will only pay the benefit which you would have been entitled to if you had not suffered from that condition.

Am I covered as a semi professional?  

No, this insurance is purely for amateur sports players. You may claim benefit if you are paid expenses but not if you are paid attendance money or match bonuses or if you are a professional sports person.

Can I get cover for a fixed day period?  

Yes, you can be covered for any period up to 2 continuous months.

Is there group discounts?  

Yes, there is a 5% discount for groups of 5 or more. If there is 10 or more people there is a 10% discount.